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Chen Knows Finance

Your local mortgage broker in Ashfield

Hello I’m Daniel Chen, your local mortgage broker. With our expert knowledge of the area, I’m here to make your finance and home loan options easier. Whether you’re buying, refinancing or investing, I’ll help you compare your options and find a loan that suits your goals.

Director
Phone: 0422 777 819
Email: daniel@chenknowsfinance.com.au

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What Chen Knows about Ashfield property right now

We help buyers in Ashfield understand the local property market and the finance choices that matter to their purchase. From estimating borrowing capacity to arranging pre-approval and comparing suitable lending options, Chen Knows Finance guides clients toward clearer, more confident decisions.

Property market insights for Ashfield

The following provides an overview of property growth in Ashfield supported by additional market data.

Price trend for house sales

$ 02 , 020700 , 000000
Past 12 months:
2.7%
DATA INSIGHTS
If you bought a house in
Ashfield  you may have gained
$ 020400 , 000000
Gross yield 2.3%
Time on market38 days
Past 12 months:
11.1%
Weekly rent $1,000

Growth in houses

While house prices in Ashfield have seen steady gains over the past five years, the latest twelve‑month movement of a 3% rise indicates measured buyer activity rather than rapid escalation.

2026$2,100,000 to $2,440,000
2025$2,040,000 to $2,380,000
2024$1,970,000 to $2,280,000
2023$1,670,000 to $1,940,000
2022$1,880,000 to $2,180,000

Growth in units

Although unit prices in Ashfield have shown steady gains over the past five years, the latest twelve-month movement, a 7% increase, indicates ongoing, measured buyer interest in the unit market.

2026$835,000 to $970,000
2025$780,000 to $910,000
2024$725,000 to $840,000
2023$665,000 to $775,000
2022$700,000 to $810,000

Purchasing property in Ashfield

Over the past five years house prices in Ashfield have risen by around 12% while unit prices have increased by about 19%, reflecting different demand drivers across the suburb. The lift in house values is linked to ongoing demand for family homes, larger blocks and proximity to parks, schools and public transport corridors that suit owner‑occupiers seeking space and convenience. The stronger movement in units reflects steady investor interest and rental demand, plus a lower entry point for first‑time buyers and downsizers choosing medium‑density living close to the town centre and rail links.

For those considering a purchase now, the current market movement suggests measured opportunity rather than abrupt change, and a broker can help translate those trends into a workable finance plan. A broker will assess borrowing capacity, compare lender policies and loan structures relevant to Ashfield buyers, and clarify options such as fixed versus variable features or refinances for existing owners. That practical guidance helps buyers proceed with confidence when the market conditions and personal circumstances align.

Find out how much you could borrow to buy property in Ashfield

See how much you could realistically borrow to buy in Ashfield with a quick finance check.

Why choose Chen Knows Finance in Ashfield, Sydney NSW

Let us guide you through finance choices to make buying in Ashfield less stressful. At Chen Knows Finance we prioritise clear explanations of loan structures, realistic borrowing assessments and lender comparisons tailored to your goals.

Clear guidance on loan options

We explain lending options in clear, jargon-free terms and outline how loan types are likely to perform. At Chen Knows Finance we compare repayments, interest features and borrowing capacity so Ashfield clients can choose loans aligned with their long-term goals.

Access to a broad lender panel

Clients gain entry to a wide range of lenders and product types through Chen Knows Finance, improving the chance of finding a suitable match. The brokerage negotiates with lenders on your behalf and outlines options that fit individual borrowing needs.

Support through application and settlement

Chen Knows Finance manages paperwork, liaises with lenders and coordinates with conveyancers so applications proceed smoothly. Ongoing contact is provided from pre‑approval through settlement to keep clients informed at each stage.

Benefits of living in Ashfield

Discover the area

Lifestyle and living

A compact inner‑west suburb with easy access to the city, Ashfield mixes established streetscapes and pockets of medium‑density living suited to different households.

Cafes, shops and services cluster around the town centre, while schools and childcare support longer‑term housing choices.

Demographics

Ashfield’s residents include families, singles, shared households, owner-occupiers and a significant renting cohort. Dwellings range from freestanding houses and terraces to medium-density flats suited to varied household sizes. Young professionals, mid-career families and older residents occupy both compact and family-sized homes, including multi-generational households and flats with unrelated adults, reflecting cultural diversity and practical arrangements. Renters often work or study locally while longer-term owners add continuity. Household mix shapes local housing demand, tenure patterns and finance considerations for buyers.

Population 23,012
Owner Renter
45%55%

Services we provide

At Chen Knows Finance, we offer a wide range of loan solutions designed to meet the diverse financial needs of our clients. Our services include home loans for residential and commercial purchases, refinancing, and construction financing, as well as personal loans. We also provide loans for new or used vehicle purchases and refinancing options.

For entrepreneurs and businesses, we facilitate access to small business loans, commercial property loans, and equipment financing to support growth and operational needs.

Our role as a broker is to match you with the right lender, simplify the application process, and secure competitive rates and terms that suit your financial goals.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we’ll help you compare and choose a home loan that suits your needs.

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First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

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Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

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Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

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Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

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Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

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Commercial loans

Commercial lending is rarely one-size-fits-all – the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

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Construction loans

Building comes with a different lending process, including progress payments at each stage. We can help you organise approvals and coordinate with your lender so the funding keeps pace.

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Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

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Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

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SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

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Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

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Daniel Chen

Director | Mortgage Broker

With over 17 years’ experience in the finance industry, Daniel brings a rare blend of deep expertise and genuine warmth to his role as Director and Principal Finance Broker at “Chen Knows Finance”. Known for making even the most complex financial conversations feel like a chat with an old friend, he has earned a loyal community of clients who value his clarity, care, and unwavering commitment to their goals. His passion for making a positive impact shines through in the enduring relationships he builds. Grounded in trust and optimism, he approaches his work with the deep belief that it is always more than just a job.

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OUR MORTGAGE BROKERS

Tony Ye

Mortgage Broker

Tony has been in banking for over 12 years. Tony has worked at Westpac, CBA and Bankwest, and brings a wealth of experience to “Chen Knows Finance”. Tony understands that not every financial situation fits neatly into a box, and that’s often where he does his best work. Whether helping first-home buyers, business owners, or clients navigating more complex lending scenarios, he focuses on finding practical solutions. Tony builds genuine, long-lasting working relationships rooted in honesty and care.

Lin (Tony) Ye. Australian Credit Representative Number 578702

tony@chenknowsfinance.com.au

Dan Abouerar

Mortgage Broker

Dan was a policeman for 6 years before becoming a mortgage broker. He brings a calm, disciplined, and people-focused approach to “Chen Knows Finance”. Known for keeping things straightforward in both life and business, he believes trust, clarity, and consistency are the foundation of every strong client relationship. His faith keeps him grounded, fitness reinforces discipline, and finance is where he applies that mindset every day. Clients value his honest conversations, because he genuinely cares for them.

Said Daniel Abouerar. Australian Credit Representative Number 577656

dan@chenknowsfinance.com.au

Our panel of lenders

Quan

Daniel has been incredibly helpful throughout the entire process. As a first-timer, I had a lot of questions, and Daniel never hesitated to assist and answer each one patiently. His knowledge, professionalism, and willingness to help made the experience smooth and stress-free, I highly recommend his service.