Skip to main content

Chen Knows Finance

Your local mortgage broker in Strathfield

Hello I’m Daniel Chen, your local mortgage broker. With our expert knowledge of the area, I’m here to make your finance and home loan options easier. Whether you’re buying, refinancing or investing, I’ll help you compare your options and find a loan that suits your goals.

Director
Phone: 0422 777 819
Email: daniel@chenknowsfinance.com.au

Book an appointment

What Chen Knows about Strathfield property right now

Buyers in Strathfield can get clearer insight into the market and what they can afford through focused mortgage support. Guidance ranges from assessing borrowing capacity and arranging pre-approvals to reviewing suitable loan options, so decisions about a purchase are based on practical finance clarity.

Property market insights for Strathfield

The following provides an overview of property growth in Strathfield supported by additional market data.

Price trend for house sales

$ 04 , 020105 , 000000
Past 12 months:
5.4%
DATA INSIGHTS
If you bought a house in
Strathfield  you may have gained
$ 070105 , 000000
Gross yield 1.5%
Time on market36 days
Past 12 months:
13.6%
Weekly rent $1,250

Growth in houses

House prices have shown measured growth over the past five years, and the latest twelve-month movement, a 5% increase, indicates continued, moderate buyer interest in Strathfield’s family homes.

2026$3,900,000 to $4,530,000
2025$3,700,000 to $4,300,000
2024$3,350,000 to $3,900,000
2023$3,200,000 to $3,720,000
2022$3,240,000 to $3,760,000

Growth in units

Unit prices in Strathfield have recorded modest gains across the past five years, reflecting steady investor and downsizer interest, while the latest twelve-month movement shows a 2% decline shift, suggesting a short-term easing that can create buying opportunities for those seeking entry or rental income.

2026$695,000 to $805,000
2025$710,000 to $825,000
2024$665,000 to $775,000
2023$620,000 to $720,000
2022$650,000 to $755,000

Purchasing property in Strathfield

House prices in Strathfield have risen by around 20% over the past five years while unit prices have increased by roughly 7% in the same period. The house gains reflect ongoing demand for family homes with land for extensions and proximity to good schools, parks and transport links that suit owner‑occupiers seeking space and convenience. The more modest lift in units aligns with steady rental demand and investor interest, offering an accessible entry point for first‑time buyers and investors who value location and regular tenant demand close to trains and local amenities.

It may be a sensible time to consider buying given the measured five‑year movement, especially for buyers who want long‑term capital growth or rental income. A broker can help assess borrowing capacity, compare loan structures across lenders and explain which finance options match your goals, including pre‑approval and refinance considerations. That practical guidance makes it easier to move confidently when a suitable Strathfield property becomes available.

Find out how much you could borrow to buy property in Strathfield

Discover what you could realistically borrow to buy in Strathfield by assessing your income, expenses and commitments. A focused borrowing estimate reveals suitable loan types and repayment options and sets realistic price expectations before making offers.

Why choose Chen Knows Finance in Strathfield, Sydney NSW

Discover what makes Chen Knows Finance a distinctly different mortgage broker in Strathfield and how truly personalised lending support can help you reach property goals with less worry. Begin here to explore practical methods the firm uses to assist buyers, investors and those refinancing to simplify finances and build sustainable long‑term wealth.

Reliable lender access and support

We explain loan-structure options for investors or owner-occupiers, assist with documents and manage lodgement, lender queries and settlement.

Clear guidance on loan structure

At Chen Knows Finance we compare principal-and-interest with interest-only plans, and fixed versus variable rates, then explain which aligns with a client’s goals and borrowing capacity.

Ongoing settlement and post‑settlement support

Ongoing post‑settlement support reviews loan health, refinancing options and adjusts finance as plans change.

Benefits of living in Strathfield

Discover the area

Lifestyle and living

Strathfield offers leafy streets, established homes and convenient apartments to suit many lifestyles. Residents have diverse schools, childcare and nearby health services, making the suburb practical for families and professionals.

Strong transport links to the CBD make commuting straightforward. Housing ranges from character federation homes to contemporary units, giving buyers and renters choices that suit long‑term living or downsizing.

Demographics

Strathfield is home to young professionals, couples in nearby apartments and established families in older detached homes. Households include school‑age children, commuters to Sydney CBD and downsizers seeking easy access to services. Household types range from singles and couples to multi‑generational families, with both owner‑occupiers and investors. Employment includes professionals, trades and service roles, with many commuting across Greater Sydney, plus small business owners and workers in education and health.

Population 25,915
Owner Renter
52%48%

Services we provide

At Chen Knows Finance, we offer a wide range of loan solutions designed to meet the diverse financial needs of our clients. Our services include home loans for residential and commercial purchases, refinancing, and construction financing, as well as personal loans. We also provide loans for new or used vehicle purchases and refinancing options.

For entrepreneurs and businesses, we facilitate access to small business loans, commercial property loans, and equipment financing to support growth and operational needs.

Our role as a broker is to match you with the right lender, simplify the application process, and secure competitive rates and terms that suit your financial goals.

Home loans

The right loan structure can make a huge difference over the life of the mortgage. With access to a wide panel of lenders, we’ll help you compare and choose a home loan that suits your needs.

Learn more

First home buyers

Choosing a home is a crucial decision but securing the right mortgage is just as important. With access to over 50 lenders, our team can help you get a great deal or find the right lender for your first home.

Learn more

Refinance

As a mortgage broker, we offer clients competitive rates and access to a wide range of products on the market. You may be costing yourself thousands of dollars a year by not refinancing, so get in touch today.

Learn more

Investing

Many Australians are looking to get ahead by investing in real estate. With a range of products and lenders to choose from, now is an ideal time to strategically expand your investment property portfolio.

Learn more

Pre approval

Pre-approval helps you understand what you can borrow before you start making offers. We’ll guide you through the process, prepare your application and work with the lender to secure an approval.

Learn more

Personal loans

If you’re consolidating debt, covering a big expense, renovating or planning a major purchase, a personal loan can help you spread the cost into manageable repayments with a predictable schedule.

Learn more

Commercial loans

Commercial lending is rarely one-size-fits-all – the right option depends on your business structure, cash flow, financials and the specific asset you’re funding, so getting the loan set up properly is critical.

Learn more

Construction loans

Building comes with a different lending process, including progress payments at each stage. We can help you organise approvals and coordinate with your lender so the funding keeps pace.

Learn more

Business lending

Access to finance can help you manage cash flow, expand operations or take on new opportunities. We’ll assess your needs and recommend business lending options that align with the way your business operates.

Learn more

Vehicle finance

Whether it’s a personal car or a vehicle for your business, the right finance can help you secure a competitive rate, reduce the total cost over time and keep repayments manageable.

Learn more

SMSF finance

Buying property through a self-managed super fund involves strict rules and a specialised loan structure. We’ll work with you to explore SMSF lending options and help you understand the process.

Learn more

Asset finance

Asset finance can help you purchase the equipment you need without tying up cash flow, from machinery and tech to tools and fitouts. We can help you choose a structure that makes sense for your business.

Learn more

Daniel Chen

Director | Mortgage Broker

With over 17 years’ experience in the finance industry, Daniel brings a rare blend of deep expertise and genuine warmth to his role as Director and Principal Finance Broker at “Chen Knows Finance”. Known for making even the most complex financial conversations feel like a chat with an old friend, he has earned a loyal community of clients who value his clarity, care, and unwavering commitment to their goals. His passion for making a positive impact shines through in the enduring relationships he builds. Grounded in trust and optimism, he approaches his work with the deep belief that it is always more than just a job.

Speak to Daniel

OUR MORTGAGE BROKERS

Tony Ye

Mortgage Broker

Tony has been in banking for over 12 years. Tony has worked at Westpac, CBA and Bankwest, and brings a wealth of experience to “Chen Knows Finance”. Tony understands that not every financial situation fits neatly into a box, and that’s often where he does his best work. Whether helping first-home buyers, business owners, or clients navigating more complex lending scenarios, he focuses on finding practical solutions. Tony builds genuine, long-lasting working relationships rooted in honesty and care.

Lin (Tony) Ye. Australian Credit Representative Number 578702

tony@chenknowsfinance.com.au

Dan Abouerar

Mortgage Broker

Dan was a policeman for 6 years before becoming a mortgage broker. He brings a calm, disciplined, and people-focused approach to “Chen Knows Finance”. Known for keeping things straightforward in both life and business, he believes trust, clarity, and consistency are the foundation of every strong client relationship. His faith keeps him grounded, fitness reinforces discipline, and finance is where he applies that mindset every day. Clients value his honest conversations, because he genuinely cares for them.

Said Daniel Abouerar. Australian Credit Representative Number 577656

dan@chenknowsfinance.com.au

Our panel of lenders

Quan

Daniel has been incredibly helpful throughout the entire process. As a first-timer, I had a lot of questions, and Daniel never hesitated to assist and answer each one patiently. His knowledge, professionalism, and willingness to help made the experience smooth and stress-free, I highly recommend his service.